I think my spirit guide is trying to kill me? (New Age Postmodern Red Mage Faith Healers Only Please)?

You have to reclaim your umbral wallet so your spiritual ID isn't stolen. Your ailant was a Hell-bo (Hellish Hobo) and they don't live by the Hobo Code of this dimension, where they can't hurt you if you just give up your wallet, so brain him with a can of mushroom soup when He's not looking.